PharmD Money
PharmD Money, hosted by Certified Financial Planner practitioner Derek Delaney, brings relevant financial education and entertainment to the pharmacist community. Visit www.pharmdfp.com for more information on the show, PharmD Financial Planning LLC, and Derek.
Episodes
105 episodes
Ep 105: How The 2024 Election Results Will Affect Your Taxes
Welcome in to the 105th episode of the PharmD Money Podcast.On todays episode, we take a look at the upcoming 2024 election. The White House, Senate, and House of Representatives are up for grabs.Who wins what is anyone's guess ...
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9:34
Ep 104: Do You Need A Trust?
What is a trust? Do you need a trust? Is a trust the end all, be all of estate planning? There are a lot of questions people have when it comes to their estate planning. Creating a trust is one of the most important.In this podcast epis...
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15:11
Ep 103: The Probate Process. An Overview Of How Probate Works When Someone Dies.
It's common advice to get a Will or a Trust created as part of your estate planning strategy. Often times, many people don't understand what happens when those type of documents "kick-in."When it comes to your Will, you're heirs will mo...
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13:11
Ep 102: Are You Listed As A Trustee? Here Is What You'll Need To Know.
Picking out a trusted individual or company to serve as a trustee is a key part of estate planning. However, the duties that fall onto the shoulders of the trustee can sometimes create a lot of stress and uncertainty.Many times a truste...
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12:20
Ep 101: The "Experts" Should Be Avoided
It can be very hard to pass-up on unsolicited advice online. Especially if it's coming from a source that has proven success. Afterall, if Tiger Woods started giving away free golf lessons online, I'd tune in!But your money is different...
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10:03
Ep 100: Stages Of Life & Wealth By Decade
As a 20 year old who is just getting started with their career to a 55 year old who is reaching the pinnacle of theirs, it can be hard to figure out what comes next. Many use the benchmark of what they perceive others have done in their similar...
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14:05
Ep 99: Are Baby Boomers The Luckiest Generation Alive?
It's easy for a millennial or gen Z'er to look at a baby boomer and think how lucky they've had it over the last 40 years (financially speaking). Especially considering all of the economic difficulties that younger generations are experiencing ...
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12:15
Ep 98: How Much Money Do You Need For Retirement? Probably Less Than You Think.
The ultimate retirement question is, "how much money do I need to save to retire?"Many people approaching retirement age ask themselves this continuously. It's also an extremely hard and very individualized answer. However, for the sake...
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10:38
EP 97: Should You Be Working With A Mega Financial Advisory Firm?
As a households net worth continues to rise, missed opportunities and mistakes become amplified. No one wants a subpar experience in any service they pay for. When it comes to our money, we expect more.So is pursing a relationship with ...
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12:08
Ep 96: Managing Your Finances When Aliens Arrive
A lot has happened in 2023. One of the more interesting news stories is the American Government telling us that Aliens exist.With that news, I think it would be fun to talk about how we could plan to manage our financial lives if Aliens...
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12:48
Ep 95: Community Finance
With the rise in social media users, it's becoming more popular for people to source advice from a groups. This applies to personal finance, health, education, etc. But there is a point where people take it to far.In the end, almost all...
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9:41
Ep 94: Will The Student Loan Payment Restart CrashThe AirBnB Rental Market?
It's like a slow motion horror film. The type where the "bad guy" keeps getting closer and closer and there is nothing you can do about it. Except in the real world, the "bad guy" is student loan debt.In October, student loan payments a...
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10:40
Ep 93: Financial Considerations of Becoming A NOMAD
In 2023, the NOMAD lifestyle is growing rapidly. Over 7 million people in America identify as a NOMAD. Thanks in large part to better digital tools, a NOMAD lifestyle is far more sustainable then ever before.However, before jumping in, ...
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12:00
Ep 92: The College Enrollment Cliff - Why College Will Get LESS Expensive
A primary goal for many parents with kids is to help them pay for a future college education. However, the thought of paying for future tuition can seem daunting. The cost of college is already really expensive with expectations for it to cost ...
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13:57
Ep 91: The One Trillion Dollar Coin
Here we go again. The Federal Government is butting up against another debt ceiling crisis. They owe a lot of people a lot of money and soon will not be allowed to borrow from the public to pay those debts anymore.But wait. An idea that...
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12:23
Ep 90: Should You Count Your Home As A Retirement Asset?
For many pre-retirees and current retirees, it can be a difficult decision whether to use the value of their home as a retirement asset. So does that mean you shouldn't do it? My response is always yes, it should be included as a retirement pla...
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9:56
Ep 89: The Average Household Retirement Savings Account Balance
Do you feel like you're ahead or behind when it comes to retirement preparedness? Many people use their retirement account balances as the barometer to answer this question.Unfortunately, it's hard to have confidence in your financial f...
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14:49
Ep 88: Money Tips We Can Learn From The Top 5 Regrets Of The Dying
We've all either seen it or experienced it with someone. An individual who is facing their mortality and is filled with the emotion of regret. As we age, I believe our priorities and view of life changes. It hits us hard that our time is finite...
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11:57
Ep 87: What Is A "Run" On A Bank?
A bank run is an obscure term for many people. It's a topic that doesn't come up often, but when it does it makes big headlines.It reared it's ugly ahead again in March of this year thanks to the Silicon Valley Bank failure.
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11:14
Ep 86: Student Loan Forgiveness Is A Scam
It's a debate that has been hotly debated for a while now. With the pause of student loan payments coming to an end later this year, the debate is heating up again."Should all student loan debt be forgiven?"I have empathy for th...
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11:14
Ep 85: Long-Term Retirement Outlook; Prosperity or Future Doom?
With all the craziness that is happening in our investment markets and economy, how confident should current or future retirees be about their chances of retirement success?It's a great question and one that most people ask themselves o...
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10:56
Ep 84: How Many Investments Should You Own In Your Portfolio
I see it discussed often. "How many investments should I own in my portfolio?" The answer, like most in personal finance, is it depends.In this podcast episode, Derek talks about why someone would want to own 25 ETFs in their investment...
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12:36
Ep 83: Should You Have A Joint Bank Account With Your Spouse?
Finances can be tricky. It becomes a lot more difficult when you're tasked with combining your own financial preferences and ideologies with someone else's. However, this happens whether we like it or not when we combine finances with our spous...
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10:17